1. Vision Statement To create a seamless, secure, and universally accessible card vault that helps people manage their identity, lifestyle, and financial cards effortlessly from one place.
2. Problem Statement People carry multiple cards—ID cards, bank cards, membership cards, loyalty cards, transport cards, health cards, work access cards, and more. This leads to: Bulky wallets Lost or misplaced cards Difficulty retrieving the right card when needed Lack of a unified view of card information Limited digital alternatives that work across use cases Circle solves this by digitizing the card experience while maintaining security, accessibility, and ease of use.
4. Key Features (MVP)
A. Smart Card Storage
Users can save different card types:
Bank cards
ID cards
Driver’s licence
Health insurance cards
Membership & loyalty cards
Work access cards
Student cards
Gift cards
B. Card Scanning & Manual Entry
OCR scanning for text and numbers
Smart photo cropping
Auto-detect card type
Manual data input for accuracy
C. Security & Privacy
Biometric lock (Face ID / Fingerprint)
6-digit vault PIN
Local encryption of all card data
Session timeout + auto-lock
No data sharing without user permission
D. Card Organization
Create categories
Sort cards manually or automatically
Custom icons & colors for card groups
E. Quick Access
“Favorites” section
Spotlight search inside the app
Recent cards
5. Target Users
Students (school IDs, transport cards, library cards)
Professionals (work access, IDs, business cards)
Frequent shoppers (loyalty & membership cards)
Urban commuters (transport cards & passes)
Regular bank card users
Circle is ideal for anyone who wants a clean, safe, portable, card-light lifestyle.
6. Value Proposition
Circle offers:
Convenience → All your cards in one place
Speed → Find any card in seconds
Security → Bank-level protection
Organization → Zero clutter, more control
Confidence → Cards are always accessible even if a physical one is lost
7. Competitive Edge
Unlike simple wallet apps, Circle focuses on:
Security-first architecture
Better categorization
A cleaner, modern UI
Multi-card support beyond financial cards
Fast card retrieval
OCR + smart detection for quick input
8. Business Potential
Circle can scale into:
A universal digital identity wallet
Partnerships with businesses for loyalty cards
Secure document storage (passport, certificates)
A premium tier with cloud backup & multi-device sync
Integration with NFC-enabled access cards (future release)
9. Future Phase Highlights
(Not MVP but strong for V2/V3)
Cloud backup + restore
Multi-device sync
Smart reminders for card expiry
Offline mode
Sharing temporary access cards
NFC tap-to-access (where supported)
AI card detection & auto-fill
If you want, I can also create:
✅ UX flow
✅ Onboarding flow + copy
✅ Wireframe outline
✅ Brand direction & style
✅ App store description
